Buying your first home is a huge milestone—and while it’s exciting, it also comes with a lot of questions. The good news? There are plenty of programs and perks available to help make the journey a little easier (and more affordable!) for first-time buyers. Here’s what’s new and noteworthy: 1. 30-Year Amortization for New BuildsIf you’re buying […]
If you’re considering refinancing your mortgage in 2025, you’re not alone—and for good reason! As a licensed mortgage broker in Alberta, I’ve helped many homeowners strategically refinance to save money, reduce debt, and reach their financial goals faster. Whether your mortgage is up for renewal or you’re thinking about breaking your term early (with a clear understanding […]
For many Canadians, retirement is supposed to be a time of relaxation, travel, and enjoying the fruits of years of hard work. But what happens when lingering debt or rising living expenses start to eat away at your financial security? If you’re retired and looking for a way to consolidate debt without sacrificing your home […]
As we approach the end of 2024, it’s an opportune time to reflect on the key trends and decisions from the Bank of Canada this year. For Canadians navigating the world of mortgages and financial planning, understanding these shifts is crucial for making informed decisions. Let’s dive into what we’ve seen so far and what […]
Embarking on the journey to homeownership is an exciting milestone, filled with anticipation and dreams of finding the perfect place to call home. As you navigate this important process, there’s a crucial step that can help ensure a smoother and more secure experience: obtaining a rate hold. What Is a Rate Hold? A rate hold […]
In the fast-paced world of personal finance, it’s easy to overlook the details of your mortgage, but the truth is, there has never been a better time for your annual mortgage health check-up! Just like an annual physical exam with your doctor, a quick review of your mortgage can yield fruitful financial savings. In this […]
