One of the biggest benefits to purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovations, or taking out additional loans – such as a second mortgage. What is a second mortgage? First things first, a second mortgage refers to […]
I’m proud to be a mortgage broker, because we serve an important role in helping prospective homebuyers with the purchasing process. If you were on the fence about consulting with a mortgage broker, here are some of the ways we can help you make the home buying process faster and more cost efficient: Save time […]
Getting pre-approved for a mortgage is a great way to smooth out the home buying process. Once you are pre-approved, you know exactly what your budget is and you can feel confident that you are making a choice that is within your means. The key to having a straightforward pre-approval experience is to ensure that […]
As interest rates continue to rise, there is a chance that, come renewal time, your mortgage payment will look dramatically different than it does now. Rising interest rates affect mortgage payments in a variety of ways, especially if you have a variable rate mortgage. A dramatic increase in your mortgage payment can have quite a […]
One of the most important decisions you will make regarding your mortgage is whether to choose a variable rate mortgage or a fixed rate mortgage. Your decision should be based on your unique circumstances and financial situation, as well as your property buying goals and priorities. Under the right circumstances, a variable rate mortgage is […]
A MORTGAGE – One of the biggest financial decisions you’ll make in your life, and one of the trickiest to navigate! Check out these top 5 things to consider before you choose the mortgage broker you want to work with. A good mortgage broker loves their job and fosters relationships with lenders as well as […]
