As we approach the end of 2024, it’s an opportune time to reflect on the key trends and decisions from the Bank of Canada this year. For Canadians navigating the world of mortgages and financial planning, understanding these shifts is crucial for making informed decisions. Let’s dive into what we’ve seen so far and what […]
In the fast-paced world of personal finance, it’s easy to overlook the details of your mortgage, but the truth is, there has never been a better time for your annual mortgage health check-up! Just like an annual physical exam with your doctor, a quick review of your mortgage can yield fruitful financial savings. In this […]
One of the biggest benefits to purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovations, or taking out additional loans – such as a second mortgage. What is a second mortgage? First things first, a second mortgage refers to […]
I’m proud to be a mortgage broker, because we serve an important role in helping prospective homebuyers with the purchasing process. If you were on the fence about consulting with a mortgage broker, here are some of the ways we can help you make the home buying process faster and more cost efficient: Save time […]
Getting pre-approved for a mortgage is a great way to smooth out the home buying process. Once you are pre-approved, you know exactly what your budget is and you can feel confident that you are making a choice that is within your means. The key to having a straightforward pre-approval experience is to ensure that […]
As interest rates continue to rise, there is a chance that, come renewal time, your mortgage payment will look dramatically different than it does now. Rising interest rates affect mortgage payments in a variety of ways, especially if you have a variable rate mortgage. A dramatic increase in your mortgage payment can have quite a […]
