Understanding the Power of Rate Holds: A Key Tool for Homebuyers

By | Aug 26, 2024

Embarking on the journey to homeownership is an exciting milestone, filled with anticipation and dreams of finding the perfect place to call home. As you navigate this important process, there’s a crucial step that can help ensure a smoother and more secure experience: obtaining a rate hold. What Is a Rate Hold? A rate hold […]

Time to Check In With Your Mortgage!

By | Jan 16, 2024

In the fast-paced world of personal finance, it’s easy to overlook the details of your mortgage, but the truth is, there has never been a better time for your annual mortgage health check-up! Just like an annual physical exam with your doctor, a quick review of your mortgage can yield fruitful financial savings. In this […]

Second Mortgages: What You Need to Know

By | Aug 2, 2023

One of the biggest benefits to purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovations, or taking out additional loans – such as a second mortgage. What is a second mortgage? First things first, a second mortgage refers to […]

A Brief Guide to getting a Mortgage to Build Your Own Home

By | Apr 19, 2023

If you have always dreamed of building your own home, there are lending options that can make this possible! Building your own home gives you the opportunity to create your perfect retreat, customized to your own tastes, and enables you to completely avoid the often tedious process of home shopping. It can also save you […]

Surprising Tips to Help You Save Money on Your Mortgage

By | Apr 5, 2023

Lately, money is tighter than ever for a lot of people! High prices of groceries and utilities have definitely put a squeeze on our budgets, and it can be intimidating to consider getting a mortgage or buying a home in this economic climate. That said, there are ways to find small savings, which add up […]

Short Term Fixed Rate Mortgages: A Strategic Option for our Unique Economy

By | Mar 22, 2023

As interest rates continue to climb, potential homebuyers or people with existing mortgages are exploring new ways to minimize the cost of their loans. An option that has recently gained more attention is the short term fixed rate mortgage. These kinds of loans can save you money in the long term if you use them […]

Advantages of Using a Mortgage Broker

By | Dec 1, 2022

I’m proud to be a mortgage broker, because we serve an important role in helping prospective homebuyers with the purchasing process. If you were on the fence about consulting with a mortgage broker, here are some of the ways we can help you make the home buying process faster and more cost efficient: Save time […]

Unexpected Housing costs

By | Nov 24, 2022

If you are a first time home buyer, it can be helpful to “expect the unexpected” when it comes to your housing costs. Even though saving for these contingencies might take a bite out of your budget now, it hurts a lot less than scrambling to cover these costs if and when they arise. The […]

Mortgage Pre-Approval Checklist

By | Nov 17, 2022

Getting pre-approved for a mortgage is a great way to smooth out the home buying process. Once you are pre-approved, you know exactly what your budget is and you can feel confident that you are making a choice that is within your means. The key to having a straightforward pre-approval experience is to ensure that […]

6 Simple Tips to Simplify the Home Buying Process

By | Nov 10, 2022

Finding and buying a new home is a lot of work, but these simple tips can help take some of the work out of it. A little bit of research and preparation can go a long way when it comes to making the home buying process easier and more intentional. Get pre-approved for a mortgage, […]

Preventing Mortgage Renewal Shock

By | Nov 3, 2022

As interest rates continue to rise, there is a chance that, come renewal time, your mortgage payment will look dramatically different than it does now. Rising interest rates affect mortgage payments in a variety of ways, especially if you have a variable rate mortgage. A dramatic increase in your mortgage payment can have quite a […]

Bridge Loans

By | Oct 27, 2022

If you are a current homeowner looking to buy a new home and sell your current residence, then you might consider a bridge loan. A bridge loan is particular to people who are already homeowners who need to use the equity from their current house towards the down payment on the new house, however, the […]

5 Reasons People Break Their Mortgage

By | Oct 20, 2022

Breaking your mortgage sounds like an alarming proposition, and it can be! Depending on the terms of your loan, it can cost you penalty fees to break your mortgage, so most borrowers want to avoid it, if at all possible. That said, statistics show that up to 60% of borrowers break their mortgage before the […]

Pros of a Variable Rate Mortgage

By | Sep 15, 2022

One of the most important decisions you will make regarding your mortgage is whether to choose a variable rate mortgage or a fixed rate mortgage. Your decision should be based on your unique circumstances and financial situation, as well as your property buying goals and priorities. Under the right circumstances, a variable rate mortgage is […]

Understanding Your Mortgage Rate

By | Aug 15, 2022

When it comes to financing and purchasing property, knowledge is power! This article will delve into the main factor that determines your Mortgage Rate: your interest rate. The interest rate can make all the difference when it comes to the size of your mortgage, and the duration of your term. There are so many factors […]

What do Bank of Canada Announcements Mean for Your Mortgage?

By | Jul 15, 2022

With today’s tumultuous financial environment, the Bank of Canada has been making frequent rate changes and announcements in an effort to steer the economy towards stability and prosperity. No matter how well intentioned these changes are, they can cause a lot of confusion and concern for homeowners who are worried about how it might affect […]

5 Steps to Choosing Your Mortgage Broker

By | Jun 15, 2022

A MORTGAGE – One of the biggest financial decisions you’ll make in your life, and one of the trickiest to navigate! Check out these top 5 things to consider before you choose the mortgage broker you want to work with. A good mortgage broker loves their job and fosters relationships with lenders as well as […]

Tips for a First Time Home Buyer

By | May 15, 2022

Thinking of buying your first home? That’s exciting! It also can be a little bit scary – first-time home buyers face a big financial commitment and tons of new information. Here are 5 tips to help first time home buyers before you start your house hunting journey! Start saving early if you can & know […]

Tanya Rogalczyk

Tanya came from Ontario many years ago. She is a wife and mom to 2 boys. Her family stays very active with hockey in winter and golf in the summer. Tanya has been in the financial industry for over 20 years, receiving the Diamond Award 2022 and Top 50 Mortgages Funded Monthly. With extensive knowledge of the mortgage market, she aims to put her client's needs first to make the mortgage process as simple as possible.

Working With You!
1. I believe in clients for life and building relationships to make all your Real Estate / Financial Goals and Dreams come true.
2. I have been in the industry for over 20 years.
3. My objective is to provide you with solutions and create opportunities.

(403) 506-3106

[email protected]

Lee-Ann McEllister

Tanya is a mortgage broker who truly stands out for their genuine care and dedication to their clients. Throughout the entire process, her unwavering commitment to understanding her clients' financial needs and finding the best mortgage solution is evident. Her personalized approach, clear communication, and willingness to go the extra mile showcases her deep concern for her clients' well-being. It's rare to find someone who cares so deeply about their clients' financial success, and I'm incredibly grateful to work with Tanya!

Kirsten Johnson

Tanya Rogalczyk has been so professional to work with. We first went to her over 9 years ago when no other broker could get us a mortgage for our dream home since we were self employed. She made it happen in fast and seamlessly. Since then we have now decided to sell and she has been an amazing mentor to have during this transition. Even though, it isn’t bringing her business, she has taken time for advice, to run numbers, and guide the process. She will be your go to for life. Thank you Tanya for taking time to care for my family.

Jennifer MacNeil

We used Tanya when we refinanced our mortgage. Tanya was thorough and responsive to our needs. With such a daunting task like refinancing Tanya made it feel like a breeze! Would recommend Tanya to anyone and we will definitely continue to use Simply Mortgage for our future financial needs!

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Refinancing

Unlock financial freedom by refinancing your mortgage today, allowing you to consolidate debt and access equity for renovations, providing a solid foundation for your financial future.

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Don't shy away from the fixer-upper, with our specialized Purchase Plus Improvements options, tailored for turning your new house into your dream home.

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Renewals

Is your mortgage up for renewal? Consider talking to a mortgage broker before signing to ensure you secure the best terms and rates for your financial goals, making informed decisions for a brighter financial future.