If you are a first time home buyer, it can be helpful to “expect the unexpected” when it comes to your housing costs. Even though saving for these contingencies might take a bite out of your budget now, it hurts a lot less than scrambling to cover these costs if and when they arise. The […]
Getting pre-approved for a mortgage is a great way to smooth out the home buying process. Once you are pre-approved, you know exactly what your budget is and you can feel confident that you are making a choice that is within your means. The key to having a straightforward pre-approval experience is to ensure that […]
Finding and buying a new home is a lot of work, but these simple tips can help take some of the work out of it. A little bit of research and preparation can go a long way when it comes to making the home buying process easier and more intentional. Get pre-approved for a mortgage, […]
As interest rates continue to rise, there is a chance that, come renewal time, your mortgage payment will look dramatically different than it does now. Rising interest rates affect mortgage payments in a variety of ways, especially if you have a variable rate mortgage. A dramatic increase in your mortgage payment can have quite a […]
